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AAR Financial is here to help Toronto Residents!

Looking for payday loan alternatives, even with bad credit.

Loans up to $50,000

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Personal Loans

Borrow money quick, with an unsecured personal loan

Business Loans

Get the business support you need with a simple business loan.

Home Equity Loans

Use your equity in your home to secure your personal loan



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Frequently Asked Questions?

  • A personal loan can be used to consolidate your debt, catch up on bills or cover unexpected expenses. Typical uses of a Personal Loan would include paying for things like car repairs, home renovations, travel, or other life events.
  • We require the following documents:
  • 1. Two most recent months’ pay stubs
  • 2. Last 90 days of banking
  • 3. ID’s
  • 4. Void Cheque / Pre-Authorized debit form
  • 5. Utility bill with your current address
  • A personal loan allows you to borrow funds without providing a type of collateral or security for the loan. Additionally, for personal loans there are no pre-payment penalties for paying the loan out early. A home equity loan requires you to secure your loan with a property, in which case you can borrow more with lower rates.
  • We are very flexible at AAR Financial, and many different factors go into approving a loan, not just your credit score. Our approvals are unique and we welcome you to apply
  • Pay off your personal loan anytime without any additional fees

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823 Regent Avenue West, Winnipeg Manitoba. R2C 3A7
Call Today – (204) 224 3271
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–  Loan terms range from 2 years to 10 years APR: 14.9% – 46.7%  Financial Example –  $1,000 borrowed for 12 months at 46.67% APR. Biweekly payment = $ 48.47, total repayment with Interest is $1,260.22. Total Cost of the loan = $ 260.22. Finance Example includes optional loan protection coverage. For more detail, please contact us at (204) 224- 3271.

– License Number #84231 (BC) , #349447 (AB)

– Copyright © 2022 AAR Financial Incorporated all rights reserved.