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Personal Loans

 

 

 

We understand that sometimes you need a quick loan to get you out of a financial pinch. To help you, we offer personal loans for those who are looking for some quick financial relief. A personal loan is an installment loan that can be repaid over a period of time through affordable loan payments that fit your lifestyle.

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We understand that sometimes you need a quick loan to get you out of a financial pinch. To help you, we offer personal loans for those who are looking for some quick financial relief. A personal loan is an installment loan that can be repaid over a period of time through affordable loan payments that fit your lifestyle.

Reasons to Borrow a Personal Loan

Debt Consolidation

Consolidate your debt into one manageable monthly payment to get you back on track.

Debt Consolidation

Consolidate your debt into one manageable monthly payment to get you back on track.

Leisure / Vacation

Take that trip you have always wanted or make time for a family reunion.

Leisure / Vacation

Take that trip you have always wanted or make time for a family reunion.

Bill payments

Pay balance owing on services you are using - Internet, Hydro, Water & Phone.

Bill Payments

Pay balance owing on services you are using - Internet, Hydro, Water & Phone.

Emergency Costs

You never know what could happen. For those unexpected situations, we're here.

Emergency Costs

You never know what could happen. For those unexpected situations, we're here.

Home Improvements

Increase in the value of your home with a home improvement loan.

Home Improvements

Increase in the value of your home with a home improvement loan.

Car Repairs

Vehicles can break down at any time and we are here for your help.

Car Repairs

Vehicles can break down at any time and we are here for your help.

99

%

Approval Rate

10000

+

Happy Customers

100

%

Transparent Process

CLIENT FEEDBACK IS IMPORTANT TO US

Frequently Asked Questions?

  • A personal loan can be used to consolidate your debt, catch up on bills or cover unexpected expenses. Typical uses of a Personal Loan would include paying for things like car repairs, home renovations, travel, or other life events.
  • We require the following documents:
  • 1. Two most recent months’ pay stubs
  • 2. Last 90 days of banking
  • 3. ID’s
  • 4. Void Cheque / Pre-Authorized debit form
  • 5. Utility bill with your current address
  • A personal loan allows you to borrow funds without providing a type of collateral or security for the loan. Additionally, for personal loans there are no pre-payment penalties for paying the loan out early. A home equity loan requires you to secure your loan with a property, in which case you can borrow more with lower rates.
  • We are very flexible at AAR Financial, and many different factors go into approving a loan, not just your credit score. Our approvals are unique and we welcome you to apply
  • Pay off your personal loan anytime without any additional fees
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–  Loan terms range from 2 years to 10 years APR: 14.9% – 46.7%  Financial Example –  $1,000 borrowed for 12 months at 46.67% APR. Biweekly payment = $ 48.47, total repayment with Interest is $1,260.22. Total Cost of the loan = $ 260.22. Finance Example includes optional loan protection coverage. For more detail, please contact us at (204) 224- 3271.

– License Number #84231 (BC) , #349447 (AB)

– Copyright © 2022 AAR Financial Incorporated all rights reserved.