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Home Equity Loans

Owning a home is your greatest asset and can help you gain access to more funds if you need. You can use this loan to fund a large purchase, get out of the financial rut you may be in, or complete some home renovations to your home that you have been longing to update. A home equity loan could be just what you are looking for to get you where you want to be!

Owning a home is your greatest asset and can help you gain access to more funds if you need. You can use this loan to fund a large purchase, get out of the financial rut you may be in, or complete some home renovations to your home that you have been longing to update. A home equity loan could be just what you are looking for to get you where you want to be!

Reasons to Borrow a Home Equity Loan

Debt Consolidation

Consolidate your debt into one manageable monthly payment to get you back on track.

Debt Consolidation

Consolidate your debt into one manageable monthly payment to get you back on track.

Purchase Another Property

Enjoy more time with family on vacation, at your newly purchased property.

Purchase Another Property

Enjoy more time with family on vacation, at your newly purchased property.

Pay Off Property Taxes

Behind on your taxes? A home equity loan from us can help you catch up.

Pay Off Property Taxes

Behind on your taxes? A home equity loan from us can help you catch up.

Emergency Expenses

You never know what can happen in the future. For those unexpected situations, we’re here.

Emergency Expenses

You never know what can happen in the future. For those unexpected situations, we’re here.

Home Renovation

Increase the value in your home, with AAR Financials' home improvement loan.

Home Renovation

Increase the value in your home, with AAR Financials' home improvement loan.

Paying off Collections

If you have outstanding collections or judgements, we can help you pay them.

Paying off Collections

If you have outstanding collections or judgements, we can help you pay them.

99

%

Approval Rate

10000

+

Happy Customers

100

%

Transparent Process

CLIENT FEEDBACK IS IMPORTANT TO US

Frequently Asked Questions?

  • A home equity loan is a loan where you borrow funds and provide your home as security for the loan.
  • You can apply for a personal loan and a home equity loan but depending on the circumstances they will be grouped into one loan.
  • The following are our documentary requirements:
  1. A bank statement showing your last 90 days of banking transactions
  2. Copies of two (2) months of your most recent pay stubs
  3. Copies of three (3) pieces of government-issued identification (One (1) with photo and signature)
  4. Updated mortgage statements
  5. An updated property tax statement
  • To be considered for a home equity loan and be considered a homeowner, you or your spouse must be the registered owners of the home that you live in. 
  • We are very flexible at AAR Financial, and many different factors go into approving a loan, not just your credit score. Our approvals are unique and we welcome you to apply
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–  Loan terms range from 2 years to 10 years APR: 14.9% – 46.7%  Financial Example –  $1,000 borrowed for 12 months at 46.67% APR. Biweekly payment = $ 48.47, total repayment with Interest is $1,260.22. Total Cost of the loan = $ 260.22. Finance Example includes optional loan protection coverage. For more detail, please contact us at (204) 224- 3271.

– License Number #84231 (BC) , #349447 (AB)

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