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About Us

Who Are We?

AAR Financial is a privately held Canadian company, with our headquarters located in Winnipeg, Manitoba.

At AAR, we offer many flexible loan services and options, including personal loans, debt consolidation, home equity loans, small business loans, and auto loans.

We are here to bridge the gap between traditional financial institutions and payday loans and are here to serve those who are underbanked and unbanked by today’s financial institutions.

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Our Values

AAR Financial’s corporate culture of caring for clients and making meaningful relationships, with our community, as well as our co-workers.

Our team provides excellent service, in an atmosphere where clients feel accepted, appreciated, and cared about in whatever situation they may be in.

We offer a helping hand and strive to understand our clients’ unique financial situations while providing the best possible solutions.

Who Are We?

AAR Financial is a privately held Canadian company, with our headquarters located in Winnipeg, Manitoba. At AAR, we offer many flexible loan services and options, including personal loans, debt consolidation, home equity loans, small business loans, and auto loans. We are here to bridge the gap between traditional financial institutions and payday loans and are here to serve those who are underbanked and unbanked by today’s financial institutions.

Our Values

AAR Financial’s corporate culture of caring for clients and making meaningful relationships, with our community, as well as our co-workers. Our team provides excellent service, in an atmosphere where clients feel accepted, appreciated, and cared about in whatever situation they may be in. We offer a helping hand and understand our clients in all situations and regardless of current credit and past credit history.

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Our Mission

 In Canada, 48% of workers are currently living pay-cheque to pay-cheque, and 39% of workers feel “overwhelmed” by their debt.

Most people find a way to manage their obligations and make it to their next payday.

However, sometimes things arise unexpectedly, and life gets in the way. An instant need for cash presents. This time can be extremely stressful. 

We love to help! We always offer friendly service with a smile and are here to provide you with quick cash when you need it most, so you can get back on your feet.

Our loan specialists work hard to get you approved and on your way with cash in your hands.

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Approval Rate

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Happy Customers

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Transparent Process

CLIENT FEEDBACK IS IMPORTANT TO US
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Our Latest Blog Post

financial literacy to children
BLOG POST 1 (3 October, 2022)
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Frequently Asked Questions?

  • We are a private lending institution based out of Winnipeg, Manitoba and we serve all surrounding regions. At AAR Financial, we offer personal loans up to $50,000 and home equity loans up to $100,000 in Manitoba, Saskatchewan, Alberta, Ontario & BC.
  • By getting a loan from AAR Financial, we can pay off your other creditors or accounts with other companies and you will have just one manageable payment with us.
  • Although your credit score is a factor in our decision, many other factors play into our decision of whether to advance cash to you. Having excellent credit is not a pre-requisite. Apply now and see how much you qualify for!
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ABOUT US

AAR Financial is your place for personal loans in Canada.
We provide flexible financial solutions to help you get back on track and on your way to financial freedom.

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CONTACT US

823 Regent Avenue West, Winnipeg Manitoba. R2C 3A7
Call Today – (204) 224 3271
Email us- info@aarfinancial.ca
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Terms & Conditions

-Loan terms range from 2 years to 10 years APR: 14.9% – 35%  Financial Example –  $1,000 borrowed for 12 months at 35% APR. Biweekly payment = $20, total repayment with Interest is $1,210. Total Cost of the loan = $210. For more detail, please contact us at (204) 224- 3271.

– License Number #84231 (BC) , #349447 (AB)

– Copyright © 2025 AAR Financial Incorporated all rights reserved.

AAR Financial is your place for personal loans in Canada. We provide you with flexible financial solutions to help you get back on track and on your way to financial freedom. With many loan alternatives to choose from, we're here.

Financial example

Loan terms range from 2 years to 10 years APR: 14.9% – 46.7% Example – $1,000 borrowed for 12 months at 46.67% APR. Biweekly payment = $ 48.47, total repayment with Interest is $1,260.22.Total Cost of the loan = $ 260.22