AAR Financial is here to help Winnipeg Residents!
Looking for payday loan alternatives, even with bad credit.
Loans up to $50,000
OUR SERVICES
Personal Loans
Borrow money quick, with an unsecured personal loan
Business Loans
Get the business support you need with a simple business loan.
Home Equity Loans
Use your equity in your home to secure your personal loan
99
%
Approval Rate
10000
+
Happy Customers
100
%
Transparent Process
See What Our Clients Have To Say

I personally had a great experience. They kept the process simple and fast. Very nice service. They were always happy to answer any questions I had very quickly.
Bart MacIntosh
Awesome customer service and super helpful would definitely recommend again.
Kaitlyn Jones
This is my second time working with this company and there has never been a problem. No judgment at all. They gave me excellent professional customer service. Thank you.
Diva Marie
Frequently Asked Questions?
What can i use a Personal Loan for?
- A personal loan can be used to consolidate your debt, catch up on bills or cover unexpected expenses. Typical uses of a Personal Loan would include paying for things like car repairs, home renovations, travel, or other life events.
What documents are required to get a Personal Loan?
- We require the following documents:
- 1. Two most recent months’ pay stubs
- 2. Last 90 days of banking
- 3. ID’s
- 4. Void Cheque / Pre-Authorized debit form
- 5. Utility bill with your current address
What is the difference between a personal loan and a home equity loan?
- A personal loan allows you to borrow funds without providing a type of collateral or security for the loan. Additionally, for personal loans there are no pre-payment penalties for paying the loan out early. A home equity loan requires you to secure your loan with a property, in which case you can borrow more with lower rates.
What is the minimum credit score needed to get approved for a personal loan?
- We are very flexible at AAR Financial, and many different factors go into approving a loan, not just your credit score. Our approvals are unique and we welcome you to apply
Are there any penalties if I pay off my loan early?
- Pay off your personal loan anytime without any additional fees
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ABOUT US
AAR Financial is your place for personal loans in Canada.
We provide flexible financial solutions to help you get back on track and on your way to financial freedom.

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Personal loans
Home Equity Loans
Careers

CONTACT US
823 Regent Avenue West, Winnipeg Manitoba. R2C 3A7
Call Today – (204) 224 3271
Email us- info@aarfinancial.ca
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Terms & Conditions
– Loan terms range from 2 years to 10 years APR: 14.9% – 46.7% Financial Example – $1,000 borrowed for 12 months at 46.67% APR. Biweekly payment = $ 48.47, total repayment with Interest is $1,260.22. Total Cost of the loan = $ 260.22. Finance Example includes optional loan protection coverage. For more detail, please contact us at (204) 224- 3271.
– License Number #84231 (BC) , #349447 (AB)
– Copyright © 2022 AAR Financial Incorporated all rights reserved.









