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Debt Consolidation

 

 

Debt consolidation can help simplify your financial life by combining multiple debts into one single, manageable payment. Whether you’re dealing with credit card balances, personal loans, or other high-interest debt, we offer options to reduce your interest rate and create a clear path forward. Regain control of your finances and lower monthly payments today

Some businesses require a substantial investment in materials, operating costs, or marketing to get them started. If you require capital to start your business or keep it up and running, we have options to help you get the funds for your business needs. Borrow up to $100,000 to grow your business.

Reasons to Borrow a Debt Consolidation Loan

Simplify Your Payments

Combine multiple debts into one single monthly payment—easier to manage and track.

Inventory Purchase

Stay ahead of client demands when business capital is less than required.

Pay Off Debt Faster

Structured repayment plans help you become debt-free sooner.

Expansion or Relocation

Expand your operations with the help of a loan from AAR Financial.

Lower Interest Rates

Reduce the overall interest you pay compared to high-interest credit cards or loans.

Cash Flow setup

Handle unforeseen equipment failures or unexpected expenses.

Reduce Financial Stress

Fewer payments and clearer timelines make managing debt less overwhelming.

Advertising & Offers

Get the word out about your business by creating marketing campaigns.

Improve Cash Flow

Lower monthly payments can free up cash for everyday expenses.

Supplier Payments

Stay on top of your payments to vendors to keep your business running.

Build or Improve Credit

Consistent, on-time payments can positively impact your credit score over time.

Hiring and Training

Increase your team of experts and create training programs for your staff.

99

%

Approval Rate

10000

+

Happy Customers

100

%

Transparent Process

CLIENT FEEDBACK IS IMPORTANT TO US

Frequently Asked Questions?

  • While banks maintain rigorous lending criteria, we are more flexible with ours and thus can serve a broader client base. With our fast approval process, you don’t have to wait long for your money.
  • We require the following documents:
  • 1. Two most recent months’ pay stubs
  • 2. Last 90 days of banking
  • 3. ID’s
  • 4. Void Cheque / Pre-Authorized debit form
  • 5. Utility bill with your current address
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  • Complete our simple online application. The process takes less than 10 minutes and you’ll instantly receive a quote if you pre-qualify.
  • If you have any questions or inquiries regarding our loan services, feel free to call us at (204) 224 3271 and a loans specialist will be happy to assist you.
  • Although your credit score is a factor in our decision, many other factors play into our decision of whether or not to advance cash to your business. Having excellent credit is not a pre-requisite. Apply now and see how much you qualify for!
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– Loan terms range from 2 years to 10 years APR: 14.9% – 35%  Financial Example –  $1,000 borrowed for 12 months at 35% APR. Biweekly payment = $20, total repayment with Interest is $1,210. Total Cost of the loan = $210. For more detail, please contact us at (204) 224- 3271.

– License Number #84231 (BC) , #349447 (AB)

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